Where to get rental insurance

Is Renters Insurance Worth It? Can a Landlord Require Renters Insurance? Compare Renters Insurance Rates. Our ratings take into account renters insurance rates, coverage options and discounts. Availability 19 states, mainly in the Midwest and Pacific Northwest. Option to increase coverage for jewelry, gemstones, watches and furs to cover any problem.

Wide variety of discounts such as loyalty, paying by automatic funds transfer and having smart home systems such as a Ring Video Doorbell.

Availability 29 states. Discounts include price breaks for being a loyal customer, living in a gated community and having home protective devices. Best for military and veterans USAA. Availability Nationwide to those with a military affiliation. USAA renters insurance policies come with coverage for floods, tidal waves and earthquakes already included, a huge plus. You can add coverage for electronics that will cover drops and spills.

Military uniforms and gear are covered worldwide for any problem covered by the policy, with no deductible. Availability 12 states in the Midwest and Eastern U. A selection of ErieSecure renters insurance policies provides varying levels of increased coverage for your belongings and ID theft insurance for expenses when you have to fix ID theft.

Erie renters insurance policies come with coverage for refrigerator and freezer contents loss from power or mechanical failure, and also insurance for watercraft and trailers. A variety of discounts include price breaks for having alarms or sprinklers, getting a renters insurance quote in advance and being a mature customer.

Availability Nationwide. Compare Rates. HomeShield packages offer increased coverage for a wide variety of property and problems, such as increased coverage for collections, watercraft, theft of firearms and business property. Discounts are available for getting a quote in advance, paying in full, bundling other insurance and living in a gated community.

Expensive for renters insurance compared to other top companies. Auto-Owners Insurance. Availability 26 states. Very low cost among the companies we analyzed. Good for renters with high net worth who want increased coverage limits. Availability 43 states and Washington, D. Options include coverage for improvements you made to your home that are damaged, water damage because of backed-up sewers or drains, and coverage for unauthorized credit card transactions, forged checks and counterfeit money.

Discounts include price breaks for not having claims and for having protective devices such as smoke detectors, fire alarms, burglar alarms or other devices. Determine how much renters insurance you need. Then, check out how you much you can save with discounts! Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save. If you live in a building with security staff or if you installed a burglar alarm on the property, your wallet could feel more secure with another discount.

Whether you rent an apartment, condominium, or house, smoke alarms save lives and could save you money with a discount on renters insurance. Same goes for fire extinguishers. Meet with a local agent to learn more about renters insurance and personalizing your policy. Riders and endorsements are "add-ons" to an insurance policy, providing extra protection for certain items.

Check out the additional types of coverage that may benefit you. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages.

These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

The information you provide will be shared with our business partners so that they can return a quote. Search geico. Search Top Searches. Access Your Policy. Log In With Mobile App or. Log In. Need to pay a bill, make a change, or just get some information?

Need to pay a bill, make a change, or get information about your coverage? From overseas: call an agent in your country. You can also email overseas geico. Need to pay a bill, make a change, or just get some info? Need to update your policy or get some information? The policy also includes liability coverage; if a tenant or one of their guests gets hurt on the property, it would cover legal fees and medical expenses.

Most landlord policies provide coverage for loss of rental income in the event you are not able to rent out the property while it is being repaired or rebuilt due to damage from a covered loss. This coverage is generally provided for a specific period of time. As the landlord, your coverage is only on the structure itself and your financial interest in it. What if a fire in your home caused your house to be uninhabitable? This coverage may include payments for the cost of hotel, food and other expenses.

Yes, renters insurance protects you and your stuff when you are at home and on-the-go. For example, think about when you leave your car in a parking lot. Personal objects stolen out of your car are not covered under your auto policy; they are actually covered under your renters policy.

Renters insurance helps pay to replace stolen belongings, up to the coverage limit stated in your policy. Reimbursement for stolen items may be based on their depreciated value or replacement cost, depending on what type of coverage you select.

Certain valuables, such as expensive jewelry, may have more limited coverage under a standard renters insurance policy. Your landlord's insurance covers the building structure but, generally, doesn't cover your personal belongings like your furniture, clothes and electronics. A renters policy will help you repair or replace your possessions if they're damaged by a covered peril such as theft, fire, smoke and more.

These programs usually only cover damage to the rental property itself for specific perils. Generally, it doesn't cover your personal belongings like your furniture, clothes and electronics. Find out if college students need renters insurance if they live in a dorm or an off-campus apartment.

Insurance, coverages, and discounts subject to terms, conditions, and availability. Discount amounts and total savings vary based on state and coverages selected. Other terms, conditions, and exclusions apply. Retrieve a saved quote. Skip to main content Explore Allstate. Popular Searches. Allstate We help customers realize their hopes and dreams by providing the best products and services to protect them from life's uncertainties and prepare them for the future. Skip to main content Toggle navigation Log in.

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